Whilst rising interest rates are providing higher returns than pre-Covid days they are still relatively low. BBIC seek out ways of making more than 6% safely.

With banks being more restricted in their lending criteria, many sectors have been abandoned and rely on private debt to satisfy the demand.

To attract this investment borrowers are prepared to pay higher interest rates because they achieve a higher return on their investment than a householder.

One of the pioneers in this field is Balmain Private who have been operating since 1969 and have 120 employees operating in eight offices across Australia and New Zealand.

Annually, Balmain Private funds $400-$750 million a year through the sub trust business. There has never been a default and none of the current investments are expected to default.

To learn more go to the Balmain Private website.